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Posts tagged "Divorce"

Possible health concerns for older adults who divorce

People 50 and older who get a divorce can have a enjoyable new life afterward, but it is important for Arizona couples to understand the possible consequences of ending their marriage at this age. While divorce may be less stressful in the long run than remaining in a toxic relationship, it can cause health problems and lead to social isolation and poverty for older people in some cases.

Why a prenuptial agreement may be a good idea

When people in Arizona think about getting married, they may be very excited to take that next step forward in their lives. Amid all of the decisions that come with wedding planning and thinking about the future, it can also be important to consider practical steps to protect both parties' financial present and future. Many experts advise that a prenuptial agreement can be important to avoid future problems.

The potential pitfalls of choosing "cute" wedding dates

It's not unusual for future spouses in Arizona to be choosy when it comes to their wedding date. Some couples prefer nuptials during certain seasons while thrifty brides and grooms may schedule their ceremonies on a weekday. Couples opting for specific "cute" dates with special significance may want to think twice if their goal is to enjoy a long, successful marriage. Results from a University of Melbourne study involving a million married couples suggest that certain wedding dates may not be so lucky after all.

How tax law changes can affect divorce settlements

People in Arizona who are considering divorce may wonder about the potential impact of tax reform on marital separation. The financial effects of divorce can be longer lasting and wider ranging than the emotional and practical changes, and this is especially true when it comes to taxes. The Tax Cuts and Jobs Act, which passed in 2017, contained a number of significant changes to the U.S. tax code. However, one area will be particularly important for people divorcing. The treatment of alimony and spousal support payments will diverge from 80 years of policy.

Student debt stress can contribute to divorce

A large number of young people in Arizona and across the country face a large debt burden in the form of student loans. On average, the outstanding balance of a student loan borrower is $34,144, and that number is higher for members of the class of 2017, whose average debt burden is $39,400. Over the past 10 years, the number of people who owe $50,000 or more in student loans has tripled. While a number of researchers have looked into the social effects of rising tuition and escalating student loan burdens, these can also have a significant impact on borrowers' personal lives.

The financial surprises of a divorce

Women in Arizona who are thinking about getting a divorce should be prepared for how the process can impact many aspects of their lives. They should be particularly aware of the unexpected financial issues that are likely to crop up.

How 2019 tax laws can have an impact on common divorce issues

As if going through a divorce may not be difficult enough for former Arizona couples, the change in tax laws starting Jan. 1, 2019, may make it even more difficult for former couples to move forward. The tax changes will have financial impacts on many divorce issues that are often sticking points, including alimony, ownership of the family home and custody of the children.

How keeping a home may help some who are divorcing

When people in Arizona get a divorce, it could lead to a reduction in their financial stability and that stretches into retirement. This may be particularly true for older adults who are already near retirement and who are getting divorced at much higher rates than in the past. A study by the Center for Retirement Research found that people who were divorced were 5 percent more likely to run out of assets. However, this did not appear to be true for divorced single women.

Estate planning during and after divorce

Divorcing couples in Arizona are required by law to keep some things the same as long as they are legally married. This may mean paying for an estranged spouse's health insurance and keeping them as the beneficiary on retirement accounts. However, there are a few things a spouse has the option to change while a divorce is still pending.


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